MoneyMind | AI-Powered Insights for Smarter Spending & Investing
Mobile App
Overview
Smart Finance, Smarter Future
Moneymind is AI-driven financial management app helps users take control of their money with smart budgeting, AI-powered spend predictions, and investment recommendations—all in one place.
Overview
What was the problem
Over 60% of young professionals struggle with budgeting and impulse spending. Traditional finance apps track spending but don’t help users plan ahead. This project reimagines personal finance by integrating AI-powered predictions and smart investment suggestions to build financial stability
Why?
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Many rely on outdated manual tracking methods or lack the financial literacy to manage expenses effectively.
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The rise of digital payments, easy credit options, and buy-now-pay-later (BNPL) schemes make it easier than ever to overspend.
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Lack of financial education, fear of risk, and complicated investment platforms deter young earners from investing early.
45%
Of young adults admit to frequent impulse purchases, with many regretting their spending decisions later.
Only 25%
Young professionals in India actively invest beyond savings accounts. (SEBI, 2022)
80%
Over 80% of digital-savvy users prefer fintech solutions over traditional banking apps. (Source: EY, 2023)
35%
A report by PwC states that AI-driven financial management tools improve user savings by up to 35% by providing smart recommendations and automated assistance.
Problems We Are Solving
Lack of Budgeting Discipline
Impulse Spending & Financial Stress
Unclear Investment Guidance
Reactive vs. Proactive Money Management
My Design Approach
In designing this AI-powered personal finance app, my approach was centered around user-centric problem-solving and data-driven decision-making to create an intuitive and engaging experience. By combining real user insights, AI-driven predictions, and simple design, the goal was to make money management effortless. Every decision was shaped by user research, testing, and feedback, ensuring an app that feels both smart and easy to use.
72%
of users said they struggle to track and categorize their expenses properly.
65%
of users don’t actively set budgets, either because they forget or find it difficult.
80%
of users would like predictive insights to help them control spending.
60%
of users stopped using their finance apps because of confusing UI or too many features.
I spend impulsively and realize it only when I check my bank balance.
Setting a budget is overwhelming, so I just give up.
I wish my finance app could predict my spending and warn me in advance.
Design Goal
Smart
We keep a consistent look and feel across every screen, so users always know where they are.
Intuitive
The design is easy to understand and navigate, making it simple for anyone to use.
Insightful
The interface provides clear, useful information that helps users make smart financial decisions.
Features Sagrigation
Features prioritization using MOSCOW method
We used the MoSCoW method to focus on what truly matters. Our must-haves include AI-powered spend prediction, expense tracking, and smart budgeting. We also planned for extras like personalized investment tips and alerts, ensuring our app is simple, effective, and ready to grow.
Competitor analysis
Information Architecture
The Backbone of Smart Finance
A good information architecture is built on two main ideas
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Easy to Use (Usability): It should be simple for users to understand and navigate.
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Able to Grow (Scalability): It must be flexible enough to expand as new content and features are added.
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Findability: Users should be able to locate information easily and quickly.
Userflow
Seamless journey for ease of navigation
Our user flow guides users from signup and onboarding through tracking expenses, setting budgets, and getting smart AI insights, making it simple and smooth to manage finances.
Onboarding
